# Life Insurance & Retirement Income Planning | Lighthouse Legacy Strategies

> Work with Sharon Donovan to review your protection, retirement income, and financial priorities. Life insurance and annuity strategies in Arkansas, Missouri and Texas.

Canonical page: https://lighthouselegacystrategies.com

# Protect what matters. Prepare for what’s ahead.

I’m Sharon Donovan. I work with individuals and families to connect life insurance, retirement income, and annuity strategies with the people and priorities that matter most.

We start with your goals, what you already have, and where the gaps may be.

## Four pillars, one coordinated plan.

What do you want your financial strategy to accomplish? These four areas give us a place to start. The right combination depends on your life, your resources, and your priorities.

### How will my savings support my retirement?

Bring your savings, Social Security, pension, and other income sources into a clearer picture of what retirement could look like.

### Would more predictable income fit my plan?

Explore whether an annuity fits your income goals, access needs, and timeline, with a clear understanding of its costs and limitations.

### Would the people I love be financially protected?

Review who depends on you, what coverage you already have, and whether term or permanent life insurance fits the gaps.

### Could my family manage the bills I leave behind?

Consider coverage for final expenses and mortgage obligations so your protection reflects the responsibilities that matter most.

## Who I work with

Individuals and families at different stages of life.

## Your priorities set the direction.

I’m Sharon Donovan, an independent financial professional specializing in life insurance, retirement strategies, and annuities.

You work directly with me. We begin with education and a no-pressure conversation, then compare options from multiple insurance carriers when a strategy calls for coverage.

### Understand your situation

What are you working toward? What concerns you? We’ll start with your priorities and what you already have in place.

### Look at the whole picture

We’ll review how your coverage, benefits, and income sources fit together, and where there may be gaps.

### Choose an informed next step

We’ll discuss strategies, costs, and trade-offs. You decide what makes sense for your circumstances.

## Start with a question. Explore the numbers.

Use the financial tools to explore a scenario, or visit the FAQ for plain-language explanations.

## What would you like to feel more prepared for?

Tell me what’s on your mind, and we’ll arrange a time to talk.

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Lighthouse Legacy Strategies, the independent insurance practice of Sharon Donovan, a licensed life insurance and annuity agent in Arkansas, Missouri and Texas, based in Little Rock, Arkansas. Retirement income planning, annuities, life insurance and IUL with living benefits, final expense and mortgage protection.

Sharon Donovan (501) 516-9456 (call or text), sharon.donovan@wealthwave.com. By appointment, including evenings. Most consultations happen by phone or video.

Important disclosures: Lighthouse Legacy Strategies is an independent insurance practice. Sharon Donovan is a licensed insurance agent (NPN 18170848) in Arkansas, Missouri and Texas. This website is for educational purposes only and is not financial, tax, legal or investment advice. Guarantees are backed by the claims-paying ability of the issuing insurance company. Policy loans and withdrawals reduce cash value and death benefits. Not affiliated with any government agency. Full set: https://lighthouselegacystrategies.com/disclosures

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