How will my savings support my retirement?
Retirement income planning
Bring your savings, Social Security, pension, and other income sources into a clearer picture of what retirement could look like.
Explore retirement income planningProtect what matters.
Prepare for what’s ahead.
I’m Sharon Donovan. I work with individuals and families to connect life insurance, retirement income, and annuity strategies with the people and priorities that matter most.
We start with your goals, what you already have, and where the gaps may be.
Four pillars, one coordinated plan.
What do you want your financial strategy to accomplish? These four areas give us a place to start. The right combination depends on your life, your resources, and your priorities.
Would more predictable income fit my plan?
Annuities
Explore whether an annuity fits your income goals, access needs, and timeline, with a clear understanding of its costs and limitations.
Explore annuitiesWould the people I love be financially protected?
Life insurance / IUL
Review who depends on you, what coverage you already have, and whether term or permanent life insurance fits the gaps.
Explore life insurance and IULCould my family manage the bills I leave behind?
Final expense / mortgage protection
Consider coverage for final expenses and mortgage obligations so your protection reflects the responsibilities that matter most.
Explore final expense and mortgage protectionWho I work with
Individuals and families at different stages of life.
Your priorities set the direction.
I’m Sharon Donovan, an independent financial professional specializing in life insurance, retirement strategies, and annuities.
You work directly with me. We begin with education and a no-pressure conversation, then compare options from multiple insurance carriers when a strategy calls for coverage.
1
Understand your situation
What are you working toward? What concerns you? We’ll start with your priorities and what you already have in place.
2
Look at the whole picture
We’ll review how your coverage, benefits, and income sources fit together, and where there may be gaps.
3
Choose an informed next step
We’ll discuss strategies, costs, and trade-offs. You decide what makes sense for your circumstances.
Start with a question. Explore the numbers.
Use the financial tools to explore a scenario, or visit the FAQ for plain-language explanations.
What would you like to feel more prepared for?
Tell me what’s on your mind, and we’ll arrange a time to talk.