Who I work with
Explore your options with your circumstances in view.
Living and building a life in the United States can bring questions about financial protection. We’ll discuss your priorities and explore life insurance options available to eligible foreign nationals. Availability depends on state licensing, carrier requirements, and individual circumstances.
Explore your options
Life insurance
Explore life insurance options available to eligible foreign nationals.
ExploreA conversation with Sharon
Discuss your circumstances and the questions you want answered.
ExploreAvailability depends on individual circumstances, state licensing, carrier requirements, and underwriting. A consultation does not guarantee eligibility or coverage.
Start with what matters to you
We will begin with your priorities, review the options available to you, and discuss the questions you want answered.
Four steps, no application in the first one
A short conversation
Income, obligations, timeline and what you are actually worried about. No product is mentioned and nothing is sold. Usually 20 to 30 minutes by phone or video.
A look at what you own
Group coverage, old policies, pension paperwork, retirement accounts. I map what each piece is doing today and where the gaps are, and you get that in writing.
Options, side by side
Two or three routes with the trade-offs written down: guarantees, access to the money, cost, and the scenario where each one underperforms.
Application and underwriting
I handle the application, the carrier questions and the beneficiary designations end to end, and you have my direct number the whole way through.
Annual review
Jobs change, families change, rules change. I review every policy I place each year so it keeps doing the job you bought it for.
A conversation about your next step
Bring your questions and any existing policies you would like to discuss.